Financing is Easy, Quick & Most of our Customers Use It!

Financing a swimming pool is an option for those who wish to install or renovate a pool but do not have the immediate funds for the entire cost. Presidential Pools & Spas partners with financing firms to offer a range of financing options designed to fit a variety of budgets and financial situations. Typically, the financing process starts with an application that includes a credit check to determine eligibility. 

Depending on your credit history, you may qualify for various interest rates, loan terms, and financing amounts. It’s essential to consider the long-term costs associated with financing, including interest and any potential fees. This can make your dream pool an affordable reality, spreading the cost over several years rather than requiring a significant upfront investment.

Our Financing Partners

Financing FAQ's

Different programs have different requirements.  With our secured loans the lenders minimum credit score requirement is 550+ and the unsecured loans require a 550+.  There are other factors that determine qualification which can include debt to income ratio, residual monthly income, and credit history.

The lending institutions that we have partnered with specialize in swimming pool financing and are good at what they do.  The number one thing to keep in mind is what monthly payment is in your budget and then look at the lender that will offer the best rate and term to see if they can meet your needs.  Natalie will walk you through everything from start to finish.

It can be as quick as 24 hours! This can be a bit quicker or slower depending on industry demand (the process can often be quicker, but is normally slower during swim season!) The loan process for both secured and unsecured loans fairly simple. 

Most offer secured and unsecured loans. Secured loans are considered 2nd mortgages and use the home as collateral.  The rates vary depending on credit scores and equity in the home, but don’t worry if you do not have a lot of equity in your home.

They also offer unsecured loans, which are more of a personal loan, so the lender does not use the home as collateral.

The terms for the secured loans have options of 5, 10, 15 and 20 year terms depending on the lending institution.  The rates can range from 4.99%-8.25% depending on term, equity and credit score.  With the unsecured loan the terms are 5-20 years options.

The rates for the unsecured range from 4.99% and up depending on credit score, credit history and other factors.

Build your dream outdoor environment

With a team of innovative designers, advanced technology and world-class service, Presidential Pools & Spas delivers a lifetime of relaxation and beauty.